If you don't understand the APR, you are probably paying to much for your Mortgage Loan.  Please click here for Pertinent Information.  Now for the REAL story.  This web site is for the person that simply wants to save money and costs for their Mortgage Loan.  Prepare yourself for the transaction, and you will save money.  If you have excellent credit, please click here.  The most important item for you is your complete application that will be submitted(1003 application).  If you would like to get some "pointers" on how to save money on your Mortgage Loan Purchase, please click here.          

 

 

   Get Everything in Writing, Before You Decide!

 
Welcome to our Mortgage Loan Web Site.  The Automated Underwriting Experts!

This web site will give you all of the pertinent mortgage loan information for your final decision to access the competitive loan with savings in time and money.  Our Advanced Technology and Knowledge is what will save you time and money.

Need to understand and see the present national mortgage rates? Please click here.

 

JUST SUBMIT THE  MORTGAGE LOAN APPLICATION AND WE WILL DO THE REST! WE WILL CONTACT YOU WITHIN 24 HOURS.

Our Loan Origination Fee for persons with excellent credit is highly competitive.  No Back-in Fees (in lieu of an origination fee, that is your option) or surprises.  In order to take advantage of the Fee, you must have all documentation for the application, available when submitted.

For persons with Good to Bad Credit, our Loan Origination Fee are HIGHLY COMPETITIVE.  Rates change almost every day, so compare before you proceed.

If you need a Jumbo Loan up to $3,000,000.00, and have excellent credit, Our Loan Origination Fee for persons with excellent credit is VERY HIGHLY COMPETITIVE.  Rates change almost every day, so compare before you proceed.

WE OFFER: Competitive Mortgage Rate and Fees, 15 to 45 day Lock-in Period, Fast Results and Full Disclosure.

Our strategy is predicated that a person of intelligence wants to save money, time and stress in acquiring their important Mortgage Loan.  

Inspect all of the information located in our links.  What ever you need, please contact us for your answers.

FULL DISCLOSURE FIRST.

 


For all of the information you will need to get started, you are at the right place.  Please access the following links of information.

For "Interest Only Mortgage Loan" information, please click here.

 

1003 APPLICATION

CALCULATORS

EXAMPLE 101

GLOSSARY 101

LOCKIN INFORMATION

OBTAIN LOAN INFORMATION

OVERVIEW OF PROGRAMS

REFINANCING 101 OVERVIEW

WORKSHEET EXAMPLE FOR "A" LOAN

WORKSHEET EXAMPLE FOR "B-D" LOAN
START THE PROCESS
BORROWER RIGHTS
DEBT RATIO EXPLANATION
ACCESS REALTORS 
EXCELLENT CREDIT OVERVIEW
GOOD CREDIT OVERVIEW
MORTGAGE LOAN LIBRARY
EMAIL EXPRESS ONLINE

Why use a Mortgage Broker?
 

 

 

CONTACT:

Express Mortgage Loans, LLC
"Mortgage Loans Online"

   

 Denver, CO 80237

Email:
CONTACT US HERE

   

 

 

FULL DISCLOSURE FIRST.

 

Express Mortgage Loan Online, and their associates are Internet Technology and Information Specialists in CONFORMING and NON-CONFORMING Mortgage Loans.  Our ability is based on the factors of Discounted Mortgage Rates, Discounted Front End Fees, Easy Internet Mortgage Loan Application Access and Quick Submittal. 

We also offer Express Fast Approvals and the Programs to Process People with Excellent or Good to Bad Credit in a quick, courteous manner with full disclosure before you make that final home purchasing or re-financing decision.  Automated Underwriting makes this possible.  

With today's mortgage loan technology, once we have YOUR loan application information, we can submit the information to the Preferred Competitive Rates and Fast Service Mortgage Banker.  For all loans, we can get the answer within an hour, sometimes within minutes.  

If the person with excellent credit has the 1003 mortgage loan application totally filled and signed with full required documentation, our loan processor and our wholesale lender underwriter can approve the loan package within TWO weeks or less.  

Any credit approval delays would be cause by in-adequate documentation and/or in-complete 1003 mortgage loan information from the home buyer.

But, we make this process as simple as possible for you to sleep confidently at night.  Before you start, answer these questions.

  • What type of loan do you want?

  • What is the dollar amount of your loan?

  • What is your Lock-in time period?

  • How much of a down payment are you prepared to give?

  • What is your preferred mortgage rate?

Information you should understand to save money and time.

  • Have you Inspected a standard "Good Faith Estimate" document of costs?

  • Inspect and understand the 1003 application.

  • Have the required verification documents for the 1003 application ready. 

  • After you are totally prepared, deliver the documents to the Mortgage Loan Officer.

  • Within 24 hours, you will be contacted by your Loan Broker.  

  • All application and documents must be completed and in perfect order before it can proceed to the Mortgage Banker.

  • If you can understand the process and trust your Mortgage Broker, your application process will be easy.

To access our Express Mortgage Loan Application, please click here